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The Moneyist: ‘We were surprised and appalled’: My wife and I enrolled our terrier, Spencer, at puppy day school. They used electric-shock collars. Should we ask for a refund? Or threaten to sue?

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The Tell: Howard Marks explains how to avoid crashes by learning to recognize signs of bull-market excess

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: Americans’ financial security soared last year. But that may be due to a lucrative, but temporary tax break

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